ABOUT
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RIVAS & ASSOCIATES | KELLER WILLIAMS REALTY
RAMIRO RIVAS, Realtor

There are many qualities and skills that go into being an excellent real estate professional – integrity, in-depth community and market knowledge, marketing savvy, effective negotiation skills and high-quality professional network, all of which are hallmarkes of how I work.
That said, in my experience as local real estate professional, I’ve also found that providing the very best service is essentially about putting my clients first. This means keeping myself accessible, being a good listener as well as a good communicator, and responding quickly to your needs.
This “client first” philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I’ve found that the latest technologies are enabling me to do everything I’ve always done, only much more quickly and efficiently. They’ve also helped me to extend the range of services I provide to my clients.
Together with Keller Williams Realty Pasadena, we are committed to meeting your personal, financial and life-style goals while maintaining a life time business relationship based on trust, value and performance.
So when you decide that you’d like to buy or sell a home in Pasadena, San Marino, South Pasadena, Arcadia, San Gabriel Valley & Los Angeles County, please contact us. DRE #01406511
ERICA SWANSON, Realtor

Erica Swanson’s extensive knowledge of Pasadena and the surrounding communities has allowed her to get to know every aspect of the San Gabriel Valley as well as a familiarization with all of Southern California. Having been born and raised in the area, she takes pride in Pasadena and the many wonderful surrounding communities. Her motivation coupled with her understanding of the neighborhoods has allowed her to successfully work in real estate.
Erica comes from a fresh generation raised on the cusp of the newest technology. We are in an age now where business is done primarily through the computer, especially in real estate, as buyer’s are doing the greatest amount of their property searches on the internet. Erica’s extensive education and knowledge of computer technology has allowed her to market a home to its full potential. A creative ability that stems from an experience with marketing and advertising allows her to be original in marketing a home which will generate vast awareness of a listing and getting it the attention it deserves.
Additionally, Erica Swanson has found find that excellent communication is crucial to being an efficient and competent Realtor®. The way to ultimately determine a client’s wants and needs is through proper communication and will successfully do so by asking the right questions, listening with genuine concern, and acting upon their wants and needs. Being forthcoming and communicative will serve to determine and clarify everything is being done correctly to ensure that the client’s interests are satisfied. DRE#01788685
KAREN SAUVE, Short Sale Negotiator

So much goes into a successful real estate experience—the endless to do lists, thousands of phone calls, and reams of paperwork, with every line complete and accurate. It’s all in a day’s work for Karen Sauve’, who has built a strong reputation for personalized service and deep knowledge of the market. A professional in every sense of the word, Karen understands that the sale of your property and the and the purchase of your next home are of paramount importance—and that each step of the process must be handled with the utmost care and attention.
There are few local realtors with Karen’s depth of marketing expertise. Prior to launching her residential real estate career, she was responsible for the advertising and sale of several major brands and successful new business ventures. A consummate marketer, she uses the full range of available promotional tools to attract customers and other agents to your home, advertise for maximum exposure and focus on your property’s most saleable features.
Karen has been an associate with Keller Williams Realty since 2009, and Coldwell Banker prior to that since 1994,specializing in single family homes, income properties and multifamily residences. She has an impressive track record of success:
-Member of Keller Williams Gold Award Circle
-Member of Coldwell Banker’s President’ Circle and Elite since 1994
-Member, Pasadena Foothill Association of Realtors, California and National Association of Realtors
Karen works diligently for you from day one to the day the transaction is complete. She works hard and smart through every last detail. DRE#01182643
JOE COOPER IV, Commercial Real Estate Agent
Joe has specialized in the sale and acquisition of multifamily and commercial properties since 2001 and has listed and closed over $100 Million worth of commercial real estate throughout Pasadena and the San Gabriel Valley. A strong background in real estate management and finance supports his experience as an investment real estate broker. Joe prides himself on providing an unsurpassed level of representation through professional service, diligent effort and a focused commitment to his client’s objectives. Joe has been a consistent top producer in investment property sales throughout his
career. He has been involved with representing both buyers and sellers in many complicated transactions and has assisted clients in the origination of millions of dollars in commercial financing. Joe’s acquisition and disposition experience with investment real estate predominately involves tax deferred 1031 exchanges where he has been instrumental in assisting his clients reposition equity into multifamily, single-tenant, retail, office and industrial properties. DRE#01320599
APOLLA FARTHING, Transaction Coordinator

A real estate transaction coordinator functions as a liaison between real estate agents, clients, escrow companies and mortgage brokers during the process of a real estate sale. Many real estate brokerages hire transaction coordinators to effectively manage the administrative tasks involved in closing a sale.
The transaction coordinator maintains the file to ensure all the mandatory disclosures are completed and sent to the cooperating agent or broker for the client’s review and approval. As each document returns by mail, fax or e-mail, the real estate transaction coordinator checks for all initials, signatures and dates before marking the disclosures as complete and filing them.
Additionally, a real estate transaction coordinator calls the agents and other parties to remind them of missing documents. The real estate transaction coordinator provides a consistent, quality-controlled system to ensure the smooth and efficient management of all relevant steps necessary to close a real estate sale.
ERIC MAURER, Title Representative

Title Insurance is a key component to any real estate transaction. Soon after the close of escrow the new homeowner will receive a policy of title insurance. This policy is their security in the event a claim is made against their property which challenges their rightful ownership. In such an instance the insuring company will act in the homeowners defense as their representative in any action.
Title insurance gives you the assurance that possible clouds on title to the property you are purchasing – which can be discovered from the public records – have been called to your attention that such defects can be corrected before you buy. Additionally, it is insurance that if any undiscovered claims covered by your policy arises out of the past to threaten your ownership of real estate, it will be disposed of, or you will be reimbursed exactly as your title insurance policy provides.
With over 160 years in the title industry, Chicago Title is synonymous with title insurance, protecting the interests of homeowners across the nation now and in the future.
LIZ DEBEAU, Home Warranty

A home warranty plan provides budget protection and peace of mind for home buyers who otherwise might not be able to handle unexpected repair bills at a time when they are usually least affordable.
The benefits of a Fidelity National Home Warranty plan include:
1) Budget/cash flow protection on unexpected repairs 2) Convenience of one call, one small service fee and prompt response 3) Most major systems and appliances covered under the Standard Plan 4) Provides added home protection from costly repairs or replacement 5) Provides ongoing home protection – renewable year after year! 6)Full replacement of covered items – if we can’t fix it, we’ll replace it.
AMERICAN TRUST ESCROW
The Escrow Holder is a neutral third party, such as Landmark Trust Escrow, that maintains the escrow account and impartially oversees the escrow process making sure all conditions of the sale are properly met.
Escrow is an independent depository wherein all funds, instructions, and documents for the purchase of your home are held, including your down payment, your Lender’s funds, documents for the new loan, hazard and title insurance, inspection reports, and the grant deed from the seller. At the close of escrow, the “Escrow Holder” delivers these items to the appropriate parties, disburses the funds, and handles the associated paperwork.



